a) Protection of
Confidential Information:
We will safeguard, according to prudent security
standards, the confidentiality of all nonpublic
personal information you provide for us.
b) Collection, Use
and Retention of Confidential Information:
The Auto Store limits the collection, use
and retention of confidential information to what
we believe is necessary to administer our business,
to provide you with exceptional quality service,
to comply with regulatory retention of information,
and to make available to you other promotions, services,
and opportunities that may be of benefit or interest
to you. For example, your information may be used
to evaluate your eligibility for a loan or other
services.
c) Information Collection:
We may collect:
Information we receive from you on applications
and forms, or other information that you provide
for us - for example: your income or where you work;
Information you voluntarily submit - for example,
your fax number, your e-mail address;
Information about your transactions with our affiliates,
others or us.
Information we receive from a consumer-reporting
agency, such as your creditworthiness, your employment
verification, etc.
d) Security Procedures
to Protect Confidential Information:
A fundamental element of safeguarding your confidential
information is to provide protection against unauthorized
access or use of this information. We restrict access
to nonpublic information about you to those employees
who need to know that information to provide products
or services to you. We maintain physical, electronic,
and procedural safeguards that comply with federal
regulations to guard your non-public information.
e) Sharing Information
with Third Parties Outside of The Auto Store:
We may be required to or may share some or all of
the information that we collect about you, as permitted
by law, for the following purposes-
to third parties to process or service a financial
transaction that you requested or authorized
to insurance companies who underwrite your vehicle
to state registration agencies, our regulators and
auditors
to consumer reporting agencies
to vehicle manufacturer
to third parties that assist us in marketing our
accounts and service
to third parties that provide support for services
for our products, such as companies that service
our mailings.
to respond to a subpoena, court order or judicial
process.
Whenever other
companies or third parties provide support services
on our behalf, we require them to conform to our
confidentiality and information security standards.
They are allowed to use confidential information
only to provide the service or product on The Auto Store behalf.
Before we can accept your application, you must
read and agree to the following:
I certify that the information provided by me is
correct. I also understand that you will be checking
with credit reporting agencies. I authorize an investigation
of my credit and employment history, receipt of
a GLB privacy act notice by mail, and the release
of information about my credit experience to a third
party lending institution.